Recently, one of the elements that we have heard the most on behalf of banking has been interest-free credit cards . Interest-free credit cards ; It is a type of credit card used by participation banks in our country and capable of making purchases or using cash. This type attracts the attention of its users as it has an interest-free feature unlike the credit card features of other banks. At this point, the number of banks issuing interest-free credit cards began to increase much more in 2018. The fact that both state and private banks have provided these cards to their users has indeed led to a different assessment of cash consumption. What are the interest-free credit card banks ? Which banks can get credit cards without interest?
What happens if interest-free credit card debt is delayed?
In case of interest-free credit card debts above its name, all of the debts must be paid when the monthly statement is received. There is no minimum payment amount on these cards. When the debt is paid in full, if there is an outstanding debt, its delay penalty is reflected on your card. You can also get detailed information about this by contacting your banks . This is because many bank administrations prefer to proceed through the systems they have developed in such an application. This may result in different forms of payment. However, it will be possible to generalize that there is no minimum payment amount on interest-free credit cards . As with any credit card, you should not pay your debts on interest-free cards.
Interest-free credit card cash withdrawal
As with all credit cards, interest-free credit cards are also available for cash withdrawals. You can withdraw a certain amount of cash over your monthly expenses. These rates are generally 10 % and 20% . In line with these limits, we would like you to know that you can easily make cash withdrawals on your interest-free credit cards . Other than that, you can easily buy any product you want on credit cards. Thanks to interest-free credit cards that are equivalent to a normal credit card , you will have the chance to create your shopping arrangements without any problems.What are the interest-free credit card issuing banks?
You can get interest-free credit card from all the banks listed above.
Finally, we would like to state that, as with any credit card , you should proceed with your awareness of responsibility in the use of such a card. You should always keep this first. Because in interest-free credit cards, bank administrations, as in other formations, put in place a strict monitoring process. Therefore, paying your credit card debts on a day-to-day basis will always keep your credit score high. For this reason, we recommend that you act responsibly and guide your steps in that way. In this way, you will have the chance to benefit from the benefits of an interest-free credit card much faster.