Uncategorized

Accessibility of personal payday loans in Spain

Many users really wonder if personal payday loans are accessible in Spain. In this article we will tell you to what extent there is accessibility in this type of financial products.

Personal payday loans in Spain: are they accessible?

Personal loans in Spain: are they accessible?

Financial institutions agree on one thing: the request for personal payday loans is booming. More and more people decide to request them for the purchase of a car, to go on a trip, to buy a smartphone, etc. Let’s say, new generations are more likely to do so.

However, not all financial institutions are equal. For example, there are banks that put a lot of obstacles to customers when approving an operation. Also, the interests can be very high. Not to mention the lack of transparency or the fine print in many cases, which remains an obstacle on many occasions.

So to give you an honest answer about whether personal payday loans in Spain are accessible, we have to tell you that it depends on the bank or entity where you request them. For example, in Good Finance we give you your money in minutes and without paperwork, making everything as easy as possible for you.

Thanks to Good Finance you can have an accessible personal payday loan in Spain

Thanks to Good Finance you can have an accessible personal loan in Spain

Good Finance is much more than an app to control expenses. If you have ever used them, you will know that in our app you have an assistant for your money that helps you save

 And not only that, but we also assign a score to your account; And that note is what we use to give you a personal payday loan (FinScore).

How do our personal payday loans work?

How do our personal loans work?

On the Good Finance Loans page we tell you everything you need to know and without small print (very important). What we do is search, compare and negotiate with the most top entities of the moment and thus get you the best personal payday loans and also credit cards, even for free.

But above all, we offer you a personal payday loan that is accessible to almost everyone with an amount of 2,000 euros and up to a maximum of 40,000 euros. You can give yourself the trip of your dreams, buy a good smartphone, a professional camera, a car, pay a spill of your home or give yourself that whim you’ve been longing for.

In addition, we make all this possible from 4.75% APR and without commissions. In just 24 hours and without paperwork. And even without leaving the sofa, because you can do all the “paperwork” online, to receive your money in about 8 working hours and up to a maximum of 24 hours.

You only need to connect your bank accounts with the Good Finance app and based on the FinScore that you have we will not need anything else to start the personal payday loan. In addition, you can request if you prefer a credit card or directly, start organizing expenses .

Why apply for a loan with Good Finance?

Why apply for a loan with Good Finance?

We make things as easy as possible. From your personal Good Finance account you can see at all times the amount of loan we can give you, all of this by studying your savings capacity, your income, expected expenses, etc.

So, without even requesting it, you can see at all times the type of loan we can give you and under what conditions. In addition, you can return the money in the term you choose and in comfortable installments.

In Good Finance Loans we search, compare and negotiate with TOP entities to get you the best terms on your financing. We do this by calculating your financial capacity through our Finscore as we negotiate with the entities.

To get you the loan among our 10 entities we don’t need you to open any bank account, since we calculate your FinScore in just a few minutes. Forget about changing banks or opening new accounts with the entity that has granted you the financing, word Good Finance. ?

Applying for a personal payday loan in Spain can be very accessible, especially if you request it in the right place. In Good Finance we can help you. So do not hesitate to download the app to start organizing accounts and see all we have for you. We want to help you out!

 

Uncategorized

Credit Card Banks

Recently, one of the elements that we have heard the most on behalf of banking has been interest-free credit cards . Interest-free credit cards ; It is a type of credit card used by participation banks in our country and capable of making purchases or using cash. This type attracts the attention of its users as it has an interest-free feature unlike the credit card features of other banks. At this point, the number of banks issuing interest-free credit cards began to increase much more in 2018. The fact that both state and private banks have provided these cards to their users has indeed led to a different assessment of cash consumption. What are the interest-free credit card banks ? Which banks can get credit cards without interest?

 

What happens if interest-free credit card debt is delayed?

What happens if interest-free credit card debt is delayed?

In case of interest-free credit card debts above its name, all of the debts must be paid when the monthly statement is received. There is no minimum payment amount on these cards. When the debt is paid in full, if there is an outstanding debt, its delay penalty is reflected on your card. You can also get detailed information about this by contacting your banks . This is because many bank administrations prefer to proceed through the systems they have developed in such an application. This may result in different forms of payment. However, it will be possible to generalize that there is no minimum payment amount on interest-free credit cards . As with any credit card, you should not pay your debts on interest-free cards.  

 

Interest-free credit card cash withdrawal

Interest-free credit card cash withdrawal

As with all credit cards, interest-free credit cards are also available for cash withdrawals. You can withdraw a certain amount of cash over your monthly expenses. These rates are generally 10 % and 20% . In line with these limits, we would like you to know that you can easily make cash withdrawals on your interest-free credit cards . Other than that, you can easily buy any product you want on credit cards. Thanks to interest-free credit cards that are equivalent to a normal credit card , you will have the chance to create your shopping arrangements without any problems.What are the interest-free credit card issuing banks?

 

You can get interest-free credit card from all the banks listed above.

You can get interest-free credit card from all the banks listed above.

Finally, we would like to state that, as with any credit card , you should proceed with your awareness of responsibility in the use of such a card. You should always keep this first. Because in interest-free credit cards, bank administrations, as in other formations, put in place a strict monitoring process. Therefore, paying your credit card debts on a day-to-day basis will always keep your credit score high. For this reason, we recommend that you act responsibly and guide your steps in that way. In this way, you will have the chance to benefit from the benefits of an interest-free credit card much faster.

Uncategorized

What is a loan?

The loan consists of carrying out an operation where a bank or financial entity puts at our disposal a sum of money from a previous contract with established clauses.

With this signed agreement, one commits to return the money that has been granted to him in the previously agreed term and paying the commissions and interests stipulated on the paper that will have been negotiated previously.

Monthly installments

Monthly installments

Normally payments are made in the form of monthly installments although there are different options to do so. There are entities in which you can agree on the type of amortization, these can be: the same monthly payments until the full payment has been made, has and the option of ascending, in which case you start paying a lower amount than the one you will end up finally paying, the fees increase as you repay the entire loan and finally the opposite option, the declining one, with which you start paying higher fees and each month they are progressively reduced.

Loan will be repaid even if the borrower does not 

Loan will be repaid even if the borrower does not 

The guarantee is like the insurance that said loan will be repaid even if the borrower does not meet his monthly payments, it is usually requested to offer security payment against the client’s inability to comply with the agreed treatment. Given the risk, it is established through this procedure that the financial company does not lose and even earn more if the contract is broken. This is done through a property or something of material value, if you do not own anything you can ask that another person with equity or money in a bank account, can answer if we do not.

On the other hand, there is a great variety of loan types to apply for, with different characteristics and different requirements, for example there are consumer loans that would be requested to buy a vehicle, appliances, some furniture, they are not much. There are also for renovations, debt consolidation, special for weddings or trips, among others.

In order not to be mistaken

In order not to be mistaken

We must compare the entities when applying for an online loan since not all of them offer the same advantages for each specific type of loans, we must especially advise the APR (Annual Equivalent Rate), which is the figure that helps us Determining the interest for each year that we want to extend the loan repayment period, is a percentage that allows us to know the real price that our request will have, although it should be taken as a reference since it will vary over the years as they are updated interest rates and are more useful in loans or mortgages with fixed interest, not variable.